Mission, Vision and Values


LOK MKF since 1997 provides funding for those to whom funds seem unavailable. Its field offices are located throughout Bosnia and Herzegovina.
Thanks to properly defined vision, team orientation, rapid adaptation to market changes, and loyal relationship with clients, LOK MCF is one of the leading micro-credit foundations in Bosnia and Herzegovina. 


LOK's mission statement
Continued provision of microfinance services to the economically less developed category of the population that will enable them: self-employment, security, financial stability, increasing revenue, creating better living conditions, as well as participation in the competition.


LOK's vision statement
Become the most innovative and leading microfinance organization that provides support in the growth of living standards of citizens of Bosnia and Herzegovina.


Values of LOK
• Commitment to client
• Continuous improvement of the quality of work and level of efficiency
• Ethics and Transparency
• Availability
• Commitment and loyalty of employees
• Teamwork
• Constant improvement of the level of knowledge, professional qualifications and competence